DOW vs Nasdaq
This chart shows the Nasdaq vs DJIA. Notice how harmonious they are rising and falling in tandem.

The chart below demonstrates the volatility of the gas and oil markets (XIO) vs the DJIA vs Biotech.

This is a 10 day chart. Since the beginning of this economic downturn we have had substantial gains followed by significant losses this demonstrates the market volatility that has been effecting the economy. Retirement funds and any type of investments such as stocks have took a beating over the last three years and according to these charts we are half way through this at best. These charts update themselves every day and you can see for yourself if we have recovered or not. Do not depend on someone else to make important financial decisions for you. Charts are not fool proof but are a effective tool in predicting current trends.